There are numerous attractive financing solutions in the market but it is important to select a scheme that best suits your business, as every business have different structures and varying financial requirements. It is crucial that business owners have an in-depth grasp of their own distinctive business model, growth needs and market trends, so that they can make informed decision on the type of corporate finance or business loan options that best suits their needs.
Not to worry, our experienced Relationship Managers are always here to guide you through the process – ensuring you enjoy the financial freedom and seize the opportunities for your business growth.
Be it for property expansion, investment injection or new technology implementation, ETHOZ Capital provides you an easy access to additional funds at competitive interest rates so that you can fully focus on growing your business.
TYPES OF TERM LOANS
MAKING THE BEST DECISIONS FOR YOUR BUSINESS
WORKING CAPITAL LOANS
A large number companies today are crying out for working capital to fund their day-to-day operations. Due to the increase demand for business growth, there is a need for solutions to ensure that working capital is used efficiently without tying up valuable resources unnecessarily.
Our working capital loan is the answer that helps you obtain the working capital to facilitate your business day-to-day operational needs.
DEBENTURE LOANS (Secured Loans)
Do you own any unencumbered assets and are looking to raise additional capital to fund business investments or opportunities? Debenture loan will be the financial solution for you. Companies that have unencumbered assets as collateral can get additional financing in the form of debenture loans.
Companies with existing unencumbered assets can leverage on these to raise capital to capture new business opportunities or expand their business. Some examples of unencumbered assets include property whose mortgages have been fully paid off or fixed assets fully paid for.
With our flexible loan repayment schemes, you can have the option to pay interest only for repayment based on your business needs. To understand more about your options available, please call our Relationship Managers at 6654 7799 or email us to find out more.
SHIPPING LOANS
Shipping companies today are facing tremendous pressure to expand in bid to meet the increasing global trade demand. Shipping companies will be in need of capital to finance the purchase of vessels be it new or pre-owned. Our shipping loans are structured to suit the unique requirements of the shipping industry.
RENOVATION LOANS
With our Renovation Loan, it has never been easier to refurbish your office or retail outlet to project the image you want to show to your customers. We offer you flexible financing options at a competitive rate, hassle-free application and sound financing advice from our experienced Relationship Managers. We are confident in finding you the right financial solution to help expand your business operations and refurbish your retail or office space. This gives you a peace of mind to focus on what matters most – expanding your business.
FINANCING EXAMPLE
Boutique Hotel C is located in the downtown area and has been operating for the last five years with a steady stream of customers.
Unfortunately in recent months, the hotel management realised they could no longer maximise their business opportunities due to its current limited number of rooms. In order not to miss out this increased inflow of customer, the hotel decided to expand further by building a new wing. However, the hotel will require a loan of $1.5 million for refurbishing and renovation to kick-start this expansion project.
Faced with this situation, the owners of Hotel C approached ETHOZ Capital for financing option. ETHOZ suggested that Hotel C consider a Term Loan to fund their renovations.
Taking up the term loan financing option is the best decision they have made by far. They found it to be a convenient and hassle-free way to finance their renovations. As a result, were able to proceed with the renovations with the cash received upfront.
ETHOZ has offered Hotel C the following terms:
Interest Rate : 3% flat per annum
Monthly Repayment : $28,750 x 60 months
In this example, Hotel C added a wing and increased its occupancy; thereby increasing its sales. It only needs to pay $28,750 per month through a Term Loan agreement.
* Disclaimer: Example above is merely shown for illustration purpose to better allow readers to understand the uses of each financing solution. Figures and interest rates listed above are not representative; it may differ based on each company’s requirements and management’s approval. Additional terms and conditions may also apply based on the credit assessment and evaluation conducted during application. ETHOZ Capital Ltd and its employees make no representation or warranty, whether expressed or implied, and accept no responsibility for the completeness or accuracy of the computation.
Got Questions?
Not sure how this works for your company? Talk to our Relationship Managers at 6654 7799 or email us to find out more!
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