Working Capital Loan
Provides businesses access to a sum of cash to finance the daily operational cashflow needs for business expansion.
Unlock flexible funding with a property-backed business loan in Singapore.
Access flexible capital through our property-backed loans to support growth, expand opportunities, and achieve your business objectives.
*T&Cs Apply.
Unlock flexible funding with a property-backed business loan in Singapore.
Access flexible capital through our property-backed loans to support growth, expand opportunities, and achieve your business objectives.
*T&Cs Apply.
About Our Secured Loan Solutions
Propel your business growth with additional capital (“secured” with your owned property) F.A.S.T and flexibly! Whether your property is a private residential, retail, office or commercial property, we are ready to support your business needs with flexible repayment schemes. Our team consists of highly skilled professionals who are dedicated to serving you
Benefits of Financing Services
Improve Liquidity
Free Up Lines Of Credit
Timely Upgrade To Keep Up With Technological Advancements
Expand Business Opportunities And Options
Backed By Government To Support Singapore Enterprises
Credible Financial Solutions Provider With No Hidden Cost
Loan Application (F.A.S.T) Process
Timely access to financing solutions is important to business, hence we pride ourselves on our responsiveness and hassle-free application process.
Fast Application
Get in touch through
our enquiry form
Application Review
We will review your
business application
Signing of Documents
Upon approval, we will arrange
for signing
Timely Disbursement
Funds are disbursed swiftly to meet your business needs
Extensive &
F.A.S.T
Flexible
Experienced
Personal
Explore Our Range of Financial Services
Our Business Financing Services
AT ETHOZ Capital, we are committed to supporting the growth of businesses through our financial solutions in Singapore. We offer you flexible financing solutions at a competitive rate, hassle-free application and sound financial advice from our experienced Relationship Managers.
Equipment Leasing
The latest technology and equipment can make a significant impact on your business competitiveness, increase efficiency as well as improve your bottom line. Leasing allows you to enjoy the profit-generating benefits without the headaches of high capital outlay. This is an ideal financing option for companies looking to increase liquidity and improve cash flow.
Hire Purchase
Hire purchase allows your business to purchase equipment without initial capital outlay. A hire purchase plan usually starts with an initial down payment, followed by monthly payments for a fixed period. After all payment terms are fulfilled, you have the option to own the asset.
Corporate Term Loan
A term loan provides you with a sum of cash for your business expansion and the additional revenue derived can be matched against the affordable monthly repayment. The fixed interest rates and monthly instalment remove uncertainty and undue stress, and allow you to focus on what you do best, which is your business. In addition, we also provide tailored solutions for SMEs and start-ups.
Secured Loan
Allows businesses to access capital by leveraging on their collateral. The amount of the loan is dependent on the value of the collateral used to secure the loan.
Biz-Growth Loan (Unsecured Term Loan)
An unsecured loan can help businesses get the cash they need without risking their assets. It is not backed by any collateral or require any security deposit and is typically approved based on the business’s credit worthiness.
Commercial Property Loan
From warehouses to office spaces, purchase commercial property for your business needs with this financing solution.
Renovation Loan
Renovation Loan is needed when your business requires capital for renovation work. This comes in handy when you are refurbishing your office space to establish a renewed and esteemed brand image to your clients.
Enterprise Singapore Loan
As part of our commitment to support local SMEs, ETHOZ Capital is one of the selected Financial Institutions participating in the Government’s Enterprise Scheme (EFS). In partnership with Enterprise Singapore, ETHOZ Capital provides government-aided loans to encourage and support the growth of locally-owned businesses.
SME Working Capital Loan
Similar to Working Capital Loan, this is a government assisted financing loan meant to help SMEs finance operational cashflow needs.
SME Fixed Assets Loan
This loan allows SMEs to invest in fixed assets, such as the purchase of equipment and machinery for automation and upgrading. The loan also helps to finance the purchase or construction of government and commercial built factories and business premises.
About ETHOZ Group Ltd
Established in 1981, ETHOZ Group Ltd is a wholly-owned subsidiary of Tan Chong International. Leveraging on the strengths of Tan Chong International as a major automotive, property and distribution company with operations in 11 markets, ETHOZ Group Ltd was incorporated.
Financial Solutions
We provide a wide spectrum of business financing solutions in Singapore. The four main products we offer are Corporate Term Loan, Equipment Leasing, Hire Purchase and Enterprise Singapore Loan.
It is imperative to select the right business financing solution to start and grow your business. Speak to our experienced Relationship Managers for your business needs.
We provide flexible financing solutions tailored to the specific needs of your business. Timely access to financing solutions is important to business, hence we pride ourselves on our responsiveness and hassle-free application process.
ETHOZ Subsidiaries
Our holding company (ETHOZ Group Ltd) consists of 3 core subsidiaries which provide Automotive, Financial and Sustainable Solutions.
Automotive arm offers passenger/ commercial vehicle leasing and equipment rental services. Click
ETHOZ Auto Leasing Ltd (EAL) for more information.
Financial arm which provides financial assistance to local businesses. Click ETHOZ Capital Ltd (ECA) for more information.
Offering the leasing of Solar PV system to clients who wish to acquire sustainable solutions. Click ETHOZ Solar Ltd (ESL) for more information.
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