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Financial Solutions
At ETHOZ, we provide a wide spectrum of business financing solutions in Singapore. The four main products we offer are Corporate Term Loan, Equipment Leasing, Hire Purchase and Enterprise Singapore Loan.
It is imperative to select the right business financing solution to start and grow your business. Speak to our experienced Relationship Managers for your business needs.
We provide flexible financing solutions tailored to the specific needs of your business. Timely access to financing solutions is important to business, hence we pride ourselves on our responsiveness and hassle-free application process.
What is Business Financing?
Business financing is the process of funding business activities, making purchases, or investments. The financial markets in Singapore are well-established and financially stable. As a profitable financial hub, Singapore comprises different financial sectors. Overall, there are many different types of business financing in the Singapore market.
What is Business Financing?
Business financing is the process of funding business activities, making purchases, or investments. The financial markets in Singapore are well-established and financially stable. As a profitable financial hub, Singapore comprises different financial sectors. Overall, there are many different types of business financing in the Singapore market.
Our Business Financing Services
AT ETHOZ Capital, we are committed to supporting the growth of businesses through our financial solutions in Singapore. We offer you flexible financing solutions at a competitive rate, hassle-free application and sound financial advice from our experienced Relationship Managers.
Equipment Leasing
The latest technology and equipment can make a significant impact on your business competitiveness, increase efficiency as well as improve your bottom line. Leasing allows you to enjoy the profit-generating benefits without the headaches of high capital outlay. This is an ideal financing option for companies looking to increase liquidity and improve cash flow.
Hire Purchase
Hire purchase allows your business to purchase equipment without initial capital outlay. A hire purchase plan usually starts with an initial down payment, followed by monthly payments for a fixed period. After all payment terms are fulfilled, you have the option to own the asset.
Corporate Term Loan
A term loan provides you with a sum of cash for your business expansion and the additional revenue derived can be matched against the affordable monthly repayment. The fixed interest rates and monthly instalment remove uncertainty and undue stress, and allow you to focus on what you do best, which is your business. In addition, we also provide tailored solutions for SMEs and start-ups.
Working Capital Loan
Provides businesses access to a sum of cash to finance the daily operational cashflow needs for business expansion.
Secured Loan
Allows businesses to access capital by leveraging on their collateral. The amount of the loan is dependent on the value of the collateral used to secure the loan.
Biz-Growth Loan (Unsecured Term Loan)
An unsecured loan can help businesses get the cash they need without risking their assets. It is not backed by any collateral or require any security deposit and is typically approved based on the business’s credit worthiness.
Commercial Property Loan
From warehouses to office spaces, purchase commercial property for your business needs with this financing solution.
Renovation Loan
Renovation Loan is needed when your business requires capital for renovation work. This comes in handy when you are refurbishing your office space to establish a renewed and esteemed brand image to your clients.
Enterprise Singapore Loan
As part of our commitment to support local SMEs, ETHOZ Capital is one of the selected Financial Institutions participating in the Government’s Enterprise Scheme (EFS). In partnership with Enterprise Singapore, ETHOZ Capital provides government aided loans to encourage and support the growth of locally-owned businesses.
SME Working Capital Loan
Similar to Working Capital Loan, this is a government assisted financing loan meant to help SMEs finance operational cashflow needs.
SME Fixed Assets Loan
This loan allows SMEs to invest in fixed assets, such as the purchase of equipment and machinery for automation and upgrading. The loan also helps to finance the purchase or construction of government and commercial built factories and business premises.
Benefits of Financing Services
Improve Liquidity
Free Up Lines Of Credit
Timely Upgrade To Keep Up With Technological Advancements
Expand Business Opportunities And Options
Backed By Government To Support Singapore Enterprises
Credible Financial Solutions Provider With No Hidden Cost
Loan Application (F.A.S.T) Process
Timely access to financing solutions is important to business, hence we pride ourselves on our responsiveness and hassle-free application process.
Fast Application
Get in touch through our enquiry form
Application Review
We will review your business application
Signing of Documents
Upon approval, we will arrange for signing
Timely Disbursement
Funds are disbursed swiftly to meet your business needs
We Have You In Mind
Extensive &
Customisable Solutions
F.A.S.T
Application
Flexible
Payment Tenure
Experienced
Team
Personal
Relationship Manager
Frequently Asked Questions
How Would I Know What Types Of Loans Are Suited To My Business Needs?
With just a call to our hotline, you will be linked up with our professional relationship managers who will work with you to understand more about your business plans, and propose the right financial products that meet your business needs.
What Collaterals Would Be Required During Loan Application?
Depending on the financial products and amount of loan, different collaterals may be requested to support your application. If you have doubts, we are happy to assist you and discuss further on the loan application process.
I Just Started A Business. Do I Qualify To Apply For Loan?
Absolutely! ETHOZ has helped many entrepreneurs who meet the pre-requisite criteria to start their business successfully by offering suitable financial products. Call us today to find out more.
What Makes ETHOZ Different From Other Loan Providers?
In ETHOZ, we practised F.A.S.T which represents Fast application, Application Review, Signing of Documents and Timely Disbursement. Our satisfied clients have successfully received their disbursement within a short period of time.
What Is The Maximum Amount I Can Apply?
The maximum amount that a borrower can apply will depend on many factors/ considerations such as the company’s financial health, cash flow, type of security provided etc. We always remind our clients not to be over ambitious as you will need to consider the following factors:
- The ability to pay for the monthly repayment
- The sustainability of the business
Nevertheless, do call us to find out more and let our professional Relationship managers assist you further.