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WEBSITE TERMS OF USE

Updated: 11 August 2025

PLEASE READ THE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE.

These terms of use (“Terms of Use”) (together with our Privacy Policy and any other documents referred to in them) govern your use of and access to ETHOZ Group Ltd’s (hereinafter referred to as “ETHOZ”, “we”, “us”, or “our” which terms shall include any subsidiary or affiliated entity of ETHOZ Group Ltd) website (“www.ethozgroup.com”) (the “Website”).

This Website may be used for informational purposes only. By using the Website or downloading materials from the Website, you accept and agree to be legally bound by these Terms of Use. If you do not agree to be bound by these Terms of Use, please refrain from using the Website or downloading materials from the Website.

In addition to these Terms of Use, you may be required to agree to other terms and conditions in respect of particular services we may make available on or via the Website from time to time. In the event and to the extent only of any conflict or inconsistency between such other terms and conditions of our services and these Terms of Use, the terms and conditions for such particular service will prevail over these Terms of Use.

1. GENERAL

We may make improvements or changes to the product/service information, policies, and other materials on this website at any time without notice. ETHOZ also reserves the right to change the terms and conditions at any point of time, such changes will be effective immediately once changes are published All amendments will be posted on this page, and your use of the Website after such changes have been posted will constitute your agreement to the modified Terms of Use and all of the changes. You should therefore read this page carefully each time you visit the Website.

2. PROPRIETARY RIGHTS

2.1. The Website is owned and operated by ETHOZ. The materials and information located on the Website including text, graphics, data, hyper-links, reports, forms as well as any software programs, database systems, or portals made available or enabled on the Website (the “Contents”) are protected by copyright, trademark and other forms of proprietary rights. All rights, title and interest in the Contents are owned by, licensed to or controlled by ETHOZ unless otherwise indicated. Nothing herein or otherwise shall be construed as an assignment or transfer of our rights in the Intellectual Property Rights subsisting in the Website and its content. All our rights are fully and expressly reserved.

2.2. For the avoidance of doubt, “Intellectual Property Rights” mean any copyright, rights in software, rights in databases, patents and rights in inventions, trade marks, rights in domain names, designs, know-how, trade secrets and other rights in confidential information, in each case whether registered or unregistered including applications for registration and the right to apply for registration for any of the rights listed above that are capable of being registered anywhere in the world, and all other rights having equivalent or similar effect anywhere in the world.

2.3. You may print off and download extracts from the Website for your own personal non-commercial use provided that (i) you do not modify any of the content; (ii), you do not use any graphics or photographs separately from their accompanying text; and (iii) you do not remove any copyright, trade mark notification or other proprietary notices (including these Terms of Use) from such extracts.

2.4. You must not use any part of the materials on the Website for commercial purposes without obtaining a licence to do so from us or our licensors.

2.5. The content available on the Website may not be reproduced, distributed, transmitted, published, displayed, broadcast, stored, adapted, licensed, altered, hyperlinked or otherwise used in any manner or by any means without our prior written consent. You may not, without our prior written consent, insert a hyperlink to our Website (or any part thereof) on any other website or “mirror” or frame any content available on our Website on any other server or website.

2.6. No license or right is granted to you, and your access to the Website and/or use of Website, should not be construed as granting, by implication, estoppel or otherwise, any license or right to use the trademarks, tradenames or logos appearing on our Website.

2.7. If you print off, copy or download any part of our Website or its content in breach of these Terms of Use, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

2.8. Where information or materials is reproduced from elsewhere, copyright in respect of these works remain with their respective owners.

3. ACCEPTABLE USE

3.1. You may use the Website for lawful purposes only. You agree:

(a) To be responsible for all matters arising from your use of this website and not to use this website in any manner which breach or may breach any applicable law, regulation or infringement of any third party rights.

(b) Not to post, transmit or disseminate any information, suggestion or comment on or via this website which may be unlawful, fraudulent, threatening, abusive, harmful, obscene, defamatory or illegal, or otherwise infringes any intellectual property right, right of confidentiality or right to privacy.

(c) Not to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).

(d) Not to generate and/or cause congestion to our network traffic in excess of reasonable and normal usage.

(e) Not to cause any disruption, interference or degradation in our network or the Website.

(f) Not to transmit any data, send or upload any material that contains any viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other technologically harmful programs, data or code.

(g) Not to deface, alter or interfere with the look and feel of this website.

(h) Not to translate, sell, transfer, reverse engineer, decompile, or disassemble any portion of this website without the Company’s prior written permission.

(i) Not to interfere or attempt to interfere with the operation or functionality of this website.

(j) Not to obtain or attempt to obtain unauthorised access, via whatever means, to any of the Company’s systems and networks.

(k) Not to access without authority, interfere with, damage or disrupt:

(i) any part of the Website;

(ii) any equipment or network on which the Website is stored;

(iii) any software used in the provision of the Website; or

(iv) any equipment, network or software owned or used by any third party in connection with your use of the Website.

3.2. From time to time, we may without penalty or liability, restrict access to some parts of the Website, or the entire Website, at our sole and absolute discretion and without providing any reasons.

3.3. You are also responsible for ensuring that all persons who access the Website through your internet connection or using your user identification details are aware of these Terms of Use, and that they comply with them.

4. SUSPENSION AND TERMINATION

4.1. We will determine, in our discretion, whether there has been a breach of these Terms of Use through your use of the Website. When a breach of these Terms of Use has occurred, we may take such action as we deem appropriate.

4.2. Failure to comply with these Terms of Use may result in our taking all or any of the following actions:

(a) immediate, temporary or permanent withdrawal of your right to use or access the Website or any part of it;

(b) issue of a warning to you;

(c) legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) incurred or suffered by us resulting from your breach of these Terms of Use;

(d) further legal action against you; and/or

(e) disclosure of such information to law enforcement or regulatory authorities as we reasonably feel is necessary or as required under applicable law.

4.3. We exclude liability for actions taken in response to breaches of these Terms of Use. The responses described in these Terms of Use are not limited, and we may take any other action we reasonably deem appropriate.

5. RELIANCE ON INFORMATION

5.1. Commentary and other materials or information posted on or otherwise made available via our Website are not intended to amount to advice on which reliance should be placed. We do not warrant the accuracy or completeness of any information or materials on this Website or the reliability of any statement or other information displayed or distributed through the Website. We therefore exclude all liability and responsibility arising from any reliance placed on such materials or information by you, or by anyone who may be informed of any of its contents, and you acknowledge that any reliance on any such statement or information shall be at your sole risk.

5.2. You acknowledge that you have not relied on any statement, promise, warranty or representation made or given by or on behalf of us which is not set out in these Terms of Use, the Privacy Policy or any documents referred to in them. Nothing in this clause shall exclude or limit any liability for fraud or fraudulent misrepresentation.

6. LIMITATION OF LIABILITY

6.1. The information on this web site is provided on an “as is” basis. We do not warrant, represent or guarantee the accuracy, timeliness, reliability, authenticity of completeness of any of the information contained on this Website. We are not liable for any information or services which may appear on any linked websites.

6.2. To the maximum extent permitted by law, ETHOZ, any of its group companies, officers, directors, employees, shareholders, agents and affiliates hereby expressly exclude any and all liability for:

(a) all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or the Company’s literature;

(b) any loss, damages or injury arising out of or in connection with your use of this Website including, without limitation, any loss of any business of yours, direct loss, loss of business or profits, loss of income or revenue, loss of anticipated savings, loss of data or waste of management or office time;

(c) for any damage caused to your computer, computer software, systems and programmes and the data thereon or any other direct or indirect, consequential and incidental damages;

(d) does not warrant that the Website will be uninterrupted, available, defect-free, error free, secure, virus free, that the information and content contained on it are accurate, complete or of a satisfactory quality, and/or that the content contained on the Website does not infringe on the Intellectual Property Rights of any third party;

(e) any loss or damage due to any interruption or cessation of transmission of the Website; and

(f) any loss or damage due to any bugs, viruses, Trojan horses or similar malware which may be transmitted to or through the Website and the information and content contained on it by any third party.

6.3. This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraud or fraudulent misrepresentation, nor any other liability which cannot be excluded or limited under applicable law.

6.4. The security of communications sent over the internet (including by e-mail) is subject to many factors outside of our control. We do not guarantee the security or confidentiality of any electronic communications and shall not be responsible to you for any loss or damage that you may suffer as a result of the transmission of any such communications.

6.5. We shall have no liability for your inability to connect to or to access the Website which may result from any faults, errors or problems relating to your PC hardware, software, network or security, or your internet service provider or any other similar problem.

7. LINKS FROM THIS WEBSITE

The Website may contain links to other websites and resources operated by third parties or our affiliates. We do not monitor or review the content of other these websites which are linked to this Website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices or content of these sites. We encourage our users to be aware when they leave our website and to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other sites connected to this Website or accessed through this Website yourself. ETHOZ will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your use of such other websites. Use of such websites is subject to the terms and conditions applicable to and displayed on such websites.

8. GOVERNING LAW AND JURISDICTION

These Terms of Use shall be governed by and construed in accordance with the laws of Singapore and all disputes shall be submitted to the exclusive jurisdiction of the Singapore courts.

© ETHOZ GROUP LTD 2025 All Rights Reserved